The results point to financial pressure at the household level that extends beyond portfolio performance.
Crypto News
More than one in three active crypto traders in the United States have reduced their everyday spending as a direct result of the current market downturn.
The finding comes from a survey of 1,100 U.S.-based active users, conducted by CEX.IO. The results point to financial pressure at the household level that extends beyond portfolio performance.
Of the respondents, 36% said they had cut daily expenses because of current market conditions. Within that group, 10% described their cuts as significant sacrifices made specifically to hold onto their positions. A separate 37% said they had delayed or canceled purchases altogether, including 21% who postponed major financial decisions such as buying a home, purchasing a car, or completing home renovations.
Bitcoin is currently trading roughly 40% below its October 2025 peak, leaving a large portion of retail investors holding unrealized losses. CEX.IO noted that the current cycle has not triggered the kind of systemic disruption seen in 2022, when Bitcoin fell approximately 75% from its high. The firm described the current effects as showing up in quieter ways at the household level.
Financial disruption of some kind was reported by 38% of respondents since October 2025. A quarter of those surveyed said they drew on savings to stay financially stable during the period. Another 12% admitted to missing or delaying payments, while 77% said they did not take on debt connected to their crypto holdings.
Privacy around holdings remains widespread among this group. Only 5% of respondents said another person is fully aware of the extent and value of their positions. The majority share limited details with others or keep their holdings entirely private, reflecting the largely solitary way many retail traders are managing the downturn.
Despite the strain, most respondents have not changed their long-term approach. Nearly half said crypto accounts for more than 30% of their investable assets. A combined 79% said they plan to hold or increase their positions over the next six months, and 73% said their approach to earning income has not changed.
A separate survey by Borse Stuttgart Digital polled around 6,000 investors across Germany, Italy, Spain and France on banking preferences. It found that 35% would consider switching banks for better crypto offerings. Nearly one in five also said they expect their primary bank to offer crypto access within three years, reflecting a gradual shift in how European investors think about digital assets within mainstream finance.
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